Constant: a blueprint for your financial freedom
It’s Chris from the MyConstant team.
I thought it was time to give you an update on our plans for the future and how they affect you.
First, the team and I would like to thank you again for getting us where we are today.
We’ve matched over $35M in loans since launch, signed up over 28,000 customers, and have grown 100% quarter on quarter.
You’ve also put up with a lot of changes these past months – including a few operational bumps – and we’re grateful for your patience and support.
We take pride in our work and aim to give you a great experience every time, but we’re not immune to mistakes either. Thanks for sticking with us.
Now we’re almost two years old, we’re thinking about how we can help you achieve more on our platform than ever before.
You’ll have noticed quite a few new products on the site, and might be wondering what’s going on behind the scenes. You can now invest in both secured and unsecured loans, consumer and business loans, and even invest your cryptocurrencies.
That’s a lot to think about – especially if you’re joining us for the first time. So, I’d like to clue you in our ideas for the future, and the impact we hope to have on your life.
The times they are a-changin’.
Bob Dylan’s lyrics in 1964 are as apt today as they were back then.
The Greek philosopher Heraclitus had the same idea, writing “The only constant in life is change” nearly 3,000 years ago.
We’re no strangers to change, and yet, we often find ourselves ill-prepared for it.
Take financial planning, for instance.
Fifteen years ago, you could earn an inflation-beating 5% APY in most savings accounts. Go back further and you might even get 6% or 7%.
Not today. You’re lucky to scrape a few fractions of a percent together from the top banks in the US. Your only alternative to beat inflation is to invest your money. But with widening technology gaps and poor financial literacy, a lot of people are left behind.
What’s more, traditional investments like stocks ride the rollercoaster of modern uncertainty. You might catch the uplift, only to be caught short on the drop. Even digital assets like cryptocurrencies can fall with global trends.
And while it’s easier to start investing, many investment platforms skew towards the experienced, knowledgeable, or wealthy. In other words, you get the tools, but not the instructions or means to use them.
Your financial wellbeing suffers.
You might never start investing. Or you might rush in without guidance and lose money, never to do it again. You may then end up with your money in a savings account, losing buying power to inflation while the bank gleefully lends out your cash for profit.
Modern investing needs a rethink.
You need a place where you can earn consistent returns on your money. Where the rewards are attractive and the risks clear. Somewhere resistant to the global pressures of traditional investment vehicles, and where growth outpaces inflation.
Constant aims to give you all of this and more. As an alternative investment platform, we host a variety of products and learning resources to help you grow your money. Our goal is to make investing easy and accessible for you:
- We will give you the investment tools to achieve real growth on your money.
- We will explain, in detail, how those tools work so you can get the most out of them.
- We will give you access to global markets so you never miss an investment opportunity.
- We will give you a range of products so you can effectively balance risk and reward.
- We will aim to provide the best customer support of any investment platform, ever.
You’ll notice we introduced a new product recently called Loan Originator, where you can invest in a range of secured and unsecured loans across the globe.
This might’ve come as a surprise. Haven’t we always emphasized the need for liquid collateral (like cryptocurrencies) in P2P lending? Yes, and it remains true.
However, diversified investing is probably the most important contribution to your financial wellbeing. With us, you can exploit multiple markets, technologies, and products while enjoying the best customer support of any financial platform ever.
You shouldn’t need a degree in finance to earn a healthy return on your money. Whether you’re young or old, experienced or novice, investing is a way of life. This isn’t about quick wins, it’s about starting early, learning as you go, diversifying, and celebrating small achievements.
So what is MyConstant?
It’s your investment hub. A place that empowers you to make better financial decisions, where your money grows up to 100x faster than a bank account. You have an incredible choice of investments on our platform and all the tools and instructions to get started.
So – what are you waiting for?
The MyConstant Team
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